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Homeowners Insurance
Homeowners insurance: options for property and liability insurance for homeowners who occupy their home 80% of the time
Dwelling coverage: insurance for homeowners who are landlords.
Homeowners of historic homes coverage: insurance coverage for homeowners of historic homes. Coverage for bespoke repair and construction of older homes.
Condo owners coverage: insurance that covers the belongings and liabilities of condo owners.
Renters insurance: insurance for the belongings and liabilities of those who rent an apartment.
Watercraft Coverage
Boat insurance: Covers smaller vessels like fishing boats, runabouts, and pontoons.
Personal Watercraft (PWC) insurance: Specific to recreational vehicles like Jet Skis, Sea-Doos, and WaveRunners.
Yacht insurance: Tailored for larger, higher-value vessels, including luxury yachts and mega yachts.
Auto Insurance
Liability Coverage: This is typically split into bodily injury liability and property damage liability. Bodily injury liability covers the other person's medical expenses and lost wages if you're at fault in an accident, while property damage liability covers damage to the other person's vehicle or property.
Collision Coverage: This coverage pays for damage to your vehicle in a collision with another object, such as another car, a tree, or a building.
Comprehensive Coverage: This covers damage to your vehicle from events other than collisions, such as theft, vandalism, fire, or natural disasters.
Uninsured/Underinsured Motorist Coverage: This covers your expenses if you're hit by a driver who has no insurance or not enough insurance to cover your damages.
Medical Payments Coverage (MedPay). This coverage pays for your medical expenses and those of your passengers, regardless of who was at fault in the accident.
Personal Injury Protection (PIP): This coverage is similar to MedPay but can also cover lost wages and other expenses related to injuries from an accident.
Recreational Vehicles
We offer a separate personal line insurance policy for your off-road vehicle.
Aircraft insurance
For individuals in Washington State who own or operate aircraft for personal use, we offer aircraft coverage insurance that is crucial to protect against potential financial risks.
Umbrella Insurance
We provide additional liability coverage beyond the limits of your other policies.
Small Business AND Commercial Insurance
We provide small business insurance for business owners and entrepreneurs. As well as commercial insurance for truckers, construction workers, and workers’ compensation.